Oasis Insurance

New laws in effect make it an obligation to carry insurance. The new Law Hb2224 carries heavy fee if caught without insurance. Fees for driving without insurance are from 500 to 1000. It also carries other penalties of suspension of driver license, registration and plates. To avoid these fees and suspension it is recommended to carry insurance.

Car insurance protects you from personal liability should you be in an accident. If you are in an accident and you are at fault you can be held personally responsible for the costs of medical bills if a person is injured It can mean selling your home, selling your valuables and using your savings in order to pay the costs. It can also mean years of future payments in the event you cannot pay them all at once, which most people cannot do.

There are different types that you can choose from, depending on what your needs are. There are liability car insurance policies that cover for accidental bodily injury as well as property damage to others. There are also policies that cover only damages caused by collisions with other vehicles or objects. There are also comprehensive car insurance policies that cover for loss or damage to the insured vehicle caused by circumstances other than car accidents. This may include car damage or loss due to fire, hail, vandalism, or theft.

The last reason for having car insurance A car insurance policy can greatly benefit a regular driver like you. It is never to early too get one for your car. You may never be able to handle the regret if you realize its need a little too late

I’ve  have come  across a lot  of people that think if they have personal health insurance, that they not need uninsured motorist/under insured motorist. Most people don’t have the complete knowledge of what exactly it covers.  This is a coverage that is very beneficial to your whole family, its an  important self-help tool that generally is pretty affordable.Its important for people to protect themselves in case they get into an accident with someone who either has no auto insurance or doesn’t have enough coverage you also get compensated for pain and suffering. Its an  important coverage for consumers because it protects them in situations they cant plan for. Without this coverage, their only recourse would be to sue an individual.   Uninsured coverage also covers you if a hit-and-run motorist you and your passengers receive compensation for medical expenses, lost wages, pain and suffering and other injury-related losses. You can sue that person, but if that driver has nothing, you’ll get nothing. Uninsured motorist protection can help you in another way. “Lets say you or your children is pedestrian. If you carry this coverage and you get hit by a car while you’re trying to cross the street or the kids are playing on the sidewalk, this coverage could pay your medical expenses and lost wages. Under insured motorist protection pays you for damages that surpass the amount of coverage carried by a driver who is under insured. “That’s valuable, because many drivers carry minimum limits, and that may be insufficient to cover your injuries and lost wages.
Visit us at our website or call us for a free quote let us save you money on your insurance.    oasisinsurance.com